Description:
Hiring Credit Risk Analyst CB-SME to be based in Karachi, Lahore & Islamabad.
Duties:
- Analyze credit data & financial statements with purpose to determine the degree of risk involved in lending money.
- Identify key risks & mitigate factors of potential investments, such as asset types, legal & ownership structures, professional reputation, customer bases or industry segments.
- Conduct risk analysis while striking balance among all major components, namely risk identification, measurement, monitor & control.
- Present ‘Due Diligence Sheet’ containing risk-centered analysis along with recommendations to the higher management with regards to viability of proposed credit.
- Ensure timely disposal of all credit submissions within approved TAT.
- Exhibit comprehensive understanding of Credit Policy Manual & SBP directives to ensure compliance in order to maximize credit quality & minimize odds of eventuality & audit objections.
Requirements:
- ACCA, ACMA or Masters with finance majors (candidates with professional qualification will be preferred).
- 3 to 5 years of relevant experience in handling large credit risk portfolios.
- Able to perform financial analytics.
Eligible candidates may share CVs